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Easy financing options for your renovation starting at 0% APR

The renovation you want with the convenience you need. Choose from financing options with fixed interest, low monthly rates, and no annual fees.

Renovate Now, Pay Later

$0 for 11 months

Pay as low as

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Our Partners

Work with one of our trusted partners to give you the payment flexibility you’re looking for.

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Financing with Block

Work with a Block designer and vetted local contractor to help you achieve the space you’re looking for today while financing it over time.Learn how it works

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Start your project with our visual planner. Check our offers with no impact to your score.

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Work with your dedicated planner to get pre-qualified for your project and financed quickly.

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Build now and pay later with one of our easy financing solutions.


Who are your financing partners?
Our primary financing partner is Mosaic. They work with solar and home improvement companies nationwide to offer financing options for solar energy systems and home improvements. Through Mosaic, you have the option of deferring payment interest-free for 11 months, or a 7 year loan at 7.99% -- interest rates may vary. We work with other lending partners as well, please contact your project planner for more information.
How do I apply for a loan?
You can do this at any point in the process. The first step would be a soft approval (done in tandem with your project planner), which requires basic information (e.g. First and last Name, Address, Employment Status, SS #, etc). Following that, you are expected to go through another application to initiate the hard approval and receive the loan.
Is it possible to finance only a portion of my project?
Yes, you can apply for as much of a loan as you want. Depending on the lender you choose to go with, the portion not being financed will be paid up front or on Block standard payments terms. [Internal] Because Mosaic pays Block directly, the client can sparse the remainder of the payments as up front or on the Block standard terms. Should the client go with another lender that gives the client the loan directly, they will use all of that to pay Block on the agreed upon terms.
What is the minimum credit score needed for a loan?
We have options that can approve a credit score of 600+. Other factors may impact the approval.
What are the fees associated with your financing offers?
There are no fees associated when you work with Mosaic through our program. There could potentially be fees when working with other providers.
If I choose to finance my project, who pays whom?
Should you choose to go with Mosaic, they will pay Block directly and you (the client) will pay Mosaic based on the terms of the loan. In most other cases, your lender will pay you directly, and you will pay Block on the agreed upon payment terms. Additionally, you will have to pay the lender back based on the loan agreement.

Still have questions?

call us
1 800 557 1445

*Based on an average bathroom renovation of $30,000. Offers are specific to Block partners and subject to credit approval and term selected. Monthly payments will vary. Speak with a Block Project Planner for complete details.

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